HarborWise Is Here Who We Are
At HarborWise Capital, our vision is clear: to serve as your trusted financial partner, offering the strategic, knowledgeable, and trustworthy expertise needed to align your financial goals with your values. Your financial future is our utmost priority, and with us, it’s in capable and reliable hands.
About Us
Ryan L. Bodin
Ryan has been a financial advisor for over two decades, offering his expertise as a reliable guide through the challenges of the financial landscape. He is passionately dedicated to helping you plan for life’s pivotal moments, crafting personalized financial strategies and maintaining an open channel for regular performance reviews, goal reaffirmation, and necessary adjustments to adapt to evolving economic and lifestyle dynamics.
His credentials as a Certified Financial Planner (CFP®), and Accredited Asset Management Specialist (AAMS®) speak volumes. This prestigious combination signifies a commitment to excellence, backed by demanding educational programs, rigorous examinations, and extensive experience. Ryan upholds a stringent code of ethics and continuously expands his knowledge to stay abreast of the latest planning strategies and financial trends while honoring his fiduciary responsibilities. He is also a Certified Kingdom Advisor (CKA®), blending faith and finance to align your investment values.
Working with HarborWise allows Ryan to customize his client relationships, ensuring that you receive the tailored financial guidance you need. You can count on him for strategic, knowledgeable, and understanding financial guidance that stands the test of time. Your financial future is in trustworthy hands.
Services
● Comprehensive financial guidance
● Wealth conservation
● Wealth management
● Income for life
● Business planning
● Estate planning
● Retirement planning
● Retirement management
● IRA rollovers & transfers
● Fixed and variable annuities
● Life insurance
● Long-term care insurance
● Tax-advantaged investment
● Charitable giving tax strategies
As a proud graduate of the University of St. Thomas, Ryan’s educational journey in Marketing and Business Administration, with a minor in French and International Finance and Economics, adds an extra layer of expertise to his financial prowess.
Beyond finances and away from the office, Ryan enjoys skiing, auto racing, hockey, fishing, reading, and cherishing the fellowship of his church.
Elizabeth A. Bowers
Private Wealth Office Manager
Elizabeth A. Bowers is a seasoned professional with over 30 years of experience in sales, marketing, property management, and administration. She currently serves as a Wealth Management Office Manager, where she supports the day-to-day operations of a private financial advisor, manages client onboarding and compliance, and leads social media and marketing initiatives.
Throughout her career, Elizabeth has demonstrated a remarkable ability to grow brands, drive revenue, and streamline operations. From doubling national sales as National Sales Manager at Gordini USA to playing a pivotal role in the syndication of over $12 million in multifamily real estate at Twin Cities Real Estate, her strategic mindset and relationship-building skills have consistently delivered results.
Elizabeth is highly proficient in CRM systems, Microsoft Office, and social media platforms, including LinkedIn, Instagram, Facebook, and X. She excels at project and team management, sales forecasting, and marketing communications. Her career spans diverse industries—including fashion, automotive, construction, and financial services—highlighting her adaptability and business acumen.
Known for her energy, creativity, and dedication, Elizabeth thrives in dynamic environments and continues to seek out opportunities that challenge her and allow her to make a meaningful impact.
Start Planning Your Future Today
We will pinpoint the exact amount of risk needed for you to help achieve your goals and remain confident in our services. After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for achieving your returns.
Through analytical research we identify the asset classes that will appropriately enhance our investment portfolios.
We carefully consider a series-preferred investment product, including cost of management, performance and risk analysis. Once narrowed down to the appropriate product, we test your portfolio against a series of potential scenarios: recession, inflation and deflation. We look at strategic alternative Investments utilizing the 1031 exchange to further enhance performance while simultaneously lowering overall risk.
As these objectives change, we’ll strategically adjust our approach according to the current state of the market, so you continue to generate returns.